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Great opportunity to own a sought after Summerwind Villa offering excellent views of the golf course, lagoons, Big Bay Creek & tidal marsh beyond! This is truly one of the premier locations in gated Wyndham Ocean Ridge! This desirable Duplex Style Townhouse features an open floorplan with spacious Living/Dining/Kitchen area with tile floors, vaulted ceiling, tall windows & gas log Fireplace to enjoy Edisto year round! The kitchen is fully equipped with plenty of cabinet space, like-new stainless appliances & garden window. The breakfast bar has stool seating for casual meals & the adjoining dining table is expandable for larger gatherings. The Living area & Primary Bedroom open out to a bright & cheerful Glassed Sunroom with extra seating & a day bed. You'll spend countless hours. . . enjoying the beautiful views from this all-season room! This room has newly installed remote controlled electric blinds & even an enclosed lift to the ground level for your convenience! The large Primary Bedroom suite has an adjoining private bath with whirlpool tub to unwind in! At the other end of the hall is a nice size Guest Bedroom, Hall bathroom & hall storage closets. The upstairs loft is spacious and serves as a 3rd bedroom that also has an adjoining full bath! A large finished attic space in the loft provides an additional sleeping area. You'll have plenty of parking below in the carport area & also room for your golf cart & a boat. There's a wonderful enclosed outside shower to use after a fun day on the water! A large enclosed storage room includes a laundry area, extra refrigerator & space for your recreational gear! This nice villa is conveniently located near the Marina gate so you'll have easy access to restaurants, Bay Creek Park, bike path & the marina. You can play a round of golf on the Plantation Course or take your golf cart & relax on the beach! Other Wyndham amenities are available with the purchase of an amenity pass. This choice property will make the perfect vacation rental, 2nd home or permanent residence at Edisto! It is being sold fully furnished with only minor exceptions. This is a good one. . . COME SEE!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,228 | $4,109 |
Total Monthly Payment | $3,200 | $3,320 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.