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Sellers have a 2. 25% Assumable Loan! Completely Renovated Pond Front Home! This fully renovated, open floor plan and move-in-ready home offers pond views from nearly every room and is located in the popular neighborhood of Wescott Plantation. As soon as you enter, you'll see and feel why this stunning home is a must see! The kitchen is set apart by a custom-built accent island with butcher-block counter top constructed of solid cherry wood. Additionally, the island features a microwave drawer, trash receptacle pullout as well as a spice pullout and more. The surrounding designer kitchen and butler's pantry feature gorgeous quartzite natural stone countertops, crown molding, light rail molding, under counter lighting, soft close cabinets, premium stainlesssteel appliances, an exterior venting hood and much more. Spacious master suite with his/her closets and her closet features a crystal chandelier on a dimmer. The master bath boasts stunning views of the pond and includes new cabinets, quartz counters, an enlarged porcelain tile shower, and a frosted glass barn door. Other Home Highlights include: New roof (July 2022) new HVAC (2019), Newly painted interiors, upgraded light/plumbing fixtures, door hardware, crown molding, and custom door, window, and entryway cased molding. Hand -scraped acacia wood flooring on the main level and new carpet on second level with premium memory foam with spill guard padding, LED natural lighting and plantation blinds throughout. Outside, enjoy beautiful pond frontage with abundant wildlife, including bald eagles, osprey, ducks, fishing and more. The freshly landscaped yard with full irrigation system and black aluminum fence provides enhanced pond views. There is a Large outdoor paver patio and screened-in porch for lounging and grilling. Wescott Plantation has tons of amenities and an Ideal location close to retail, dining, and shopping, plus you can even ride your golf cart to the grocery store! Don't miss this incredible opportunity! This home truly has it all, combining luxury, comfort, and nature and tranquility in a perfect location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,458 | $2,622 | $3,315 |
Total Monthly Payment | $2,533 | $2,697 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.