146 Joye St, Ruffin, SC, 29475 | $225,000

This single-story home sits on an almost 1 full acre lot in a quiet area. A front porch welcomes you home and is a great place for your rocking chairs or porch swing. As you enter, you're greeted by a spacious open floor plan with a great flow for entertaining and everyday living. Enjoy cool evenings in front of the cozy gas fireplace in the family room. The kitchen offers ceramic tile flooring, a breakfast bar, ample cabinet and counter space, and a pantry for additional storage space. The spacious master bedroom features a sitting room and a private en suite bathroom with dual vanities, a garden tub, and a separate shower. The rest of the bedrooms are also spacious in size. The side deck and large backyard will be perfect for grilling out, entertaining, or watching the kids and/or pets play. You'll also find a large storage shed, as well as a chicken coop. Conveniently located near the interstate and Downtown Walterboro shopping and dining. Come see your new home, today!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 200x195x25x16x61x16x114x196
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Development: 82 - CLN - Colleton County
  • Year Built: 2001
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,920
  • Acreage: 0.9
  • Lot Size: 200x195x25x16x61x16x114x196
  • Lot Desc: .5 - 1 Acre, Interior Lot
  • Elem. School: Forest Hills
  • Middle School: Colleton
  • High School: Colleton
  • MLS#: 24027503
  • Days on Market: 163 days
  • Website: https://www.raveis.com
    /prop/24027503/146joyest_ruffin_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Jeff Cook Real Estate LPT Realty

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146 Joye St, Ruffin, SC, 29475

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,138 $1,213 $1,543
Total Monthly Payment $1,213 $1,288 $1,618

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.