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Discover unparalleled freedom and privacy in this exceptional property located in North Mt. Pleasant, on over 1 acre of land without the constraints of an HOA. Recently renovated to luxurious standards, this stunning ranch-style home offers 2265 square feet, 4 bedrooms and 3. 5 baths. Step into a welcoming front entry drop zone that sets the tone for the spacious, open floor plan. The kitchen is a masterpiece with quartz countertops, custom cabinetry, LED lighting, and top-of-the-line appliances, making it a chef's dream. Throughout the home, enjoy the comfort and elegance of all-new LVP flooring, enhancing the aesthetic appeal and ease of maintenance. The generously sized bedrooms provide ample space for relaxation and privacy. A highlight of convenience is the spacious laundry room discreetly positioned at a private rear entrance, offering practicality without sacrificing style. Outside, a detached two-story garage provides abundant storage options, catering perfectly to your needs. Don't miss out on the opportunity to call this unique property your own. Schedule a tour today and experience the perfect blend of luxury, comfort, and freedom in Mt. Pleasant living. **Per the county, you cannot subdivide this lot until the road is improved.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,306 | $5,481 |
Total Monthly Payment | $4,238 | $4,398 | $5,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.