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Charming & Spacious Home in Prime West Ashley Location! This well-maintained home is a true gem, located just minutes from downtown Charleston. The large eat-in kitchen features granite countertops, a gas stove, and plenty of storage. The freshly refinished real hardwood floors shine throughout. The home also has excellent closet space, ceiling fans in most rooms, and a large family room ideal for gatherings. Additional highlights include: Newer HVAC Storm windows installed for added efficiencyTiled kitchen and bathroom floorsExtra-long double-wide driveway - great for multiple vehiclesConcrete block storage building for tools, bikes, or a workshop Fenced backyard with direct access to the West Ashley Bikeway Enjoy no HOA while being within walking distance to W. L. Stephens Pool, the West Ashley Greenway, city tennis courts, shopping, restaurants, and a nearby bus stop. Whether you're looking for a solid investment or a place to call home, this one is a fantastic find! Schedule your showing today, homes in this area don't last long!
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William Raveis Real Estate
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Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,156 |
Total Monthly Payment | $2,446 | $2,571 | $3,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.