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This exquisite home, built in 2008, boasts impressive curb appeal with a charming driveway and beautiful landscaping. The home is ideally located with a view of the Cougar Point Golf Course, offering a serene atmosphere and plenty of privacy. Recent upgrades include new gutters (2024) and a soon to be brand-new hot water heater system (2025). The home features an all-floor elevator for easy access to every level, including a garage-level entrance that leads into a cozy sitting room with extra storage, all opening up to a lovely outdoor back patio. The primary bedroom is flooded with natural light and hardwood floors, complemented by a large walk-in closet. Its en-suite bathroom is a true retreat, featuring double vanities, abundant storage, a soaking tub, and a beautifullytiled walk-in shower with a rain head. A spacious laundry room and a convenient powder room are also included, as well as a wine fridge for those who enjoy entertaining. The inviting kitchen boasts a round kitchen island with bar seating for four and a dining table for four, open to the living room, which showcases stunning hardwood floors, crown moldings, and high baseboards throughout. The chef's kitchen is equipped with top-of-the-line stainless steel appliances, a gorgeous butcher block island with a sink, and elegant lighting. One of the standout features of the home is the large office with wood accents, offering a stunning view of Kiawah's natural beauty. Upstairs, two generously-sized guest bedrooms each have their own en-suite bathrooms, providing comfort and privacy for visitors. This home offers the perfect blend of luxury, convenience, and charm, with all the modern upgrades you need to live in style. Buyer to pay 1/2 of 1% of the purchase price at closing as a one time fee to KICA. Governor's Club membership opportunity.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,983,200 | $1,983,200 | $1,983,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,050 | $12,699 | $17,140 |
Total Monthly Payment | $12,175 | $12,824 | $17,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.