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Welcome to this modern townhome located on Johns Island. Built in 2021 this home shows like new. With minimal new construction in the area this is the next best thing! On the first floor this home has a true two care garage with additional storage space and access to the rear of the home. You can enter the home through the garage or from the front of the home. The second floor of the home offers a very open concept living space with tons of natural light. This is perfect for entreating the family during the holidays. The living space is big enough for almost all the sectionals out there and the dining room can seat 8 guests easily and have plenty of room around the island. With four stools you can easily host 12 people without feeling cramped. The kitchen has plenty of counter space foryour the thanksgiving trimmings. There is also enough room for a coffee bar in the dining area and also a drop zone! The kitchen boats a large walk-in pantry, a window to the back porch (great for passing snacks and beverages), and plenty of cabinet space. The half bathroom is located to the rear of the home away from the living space for privacy. The back porch is to die for! Custom cable railing, screened in, and overlooks the pond. Sit out there and enjoy your favorite snacks and beverages while watching the wildlife. Truly is Charming. Upstairs you have the primary bedroom at the rear of the home. Again, waking up to views of the pond! The primary is very large and has a walk-in closet, high ceilings, and its own en-suite. The en-suite boasts a walk-in shower, custom wallpaper on the accent wall, and a separate water closet. The laundry area with custom cabinets and shelving is located between the bedrooms. The 2 secondary bedrooms are at the front of the house with a full bathroom. This provides guest with their own privacy when they come to stay. What else could you possible want!!! Come see this home before it is gone.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,050 | $2,612 |
Total Monthly Payment | $2,047 | $2,125 | $2,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.