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Beautiful Craftsman style Home in Historic Downtown Walterboro Built approximately 1910 with Early Century details throughout. This fine home has 4 large bedrooms, 2 full baths. The First floor includes 1 Bedroom w/ Fireplace and a Built-in Book Case, perfect for a ground level Master, Mother In Law Suite or Study with a full bath just next door. The livingroom is spacious with a Fireplace and french doors leading to the formal Diningroom. You will continue on to the breakfast room which boasts a built in china hutch, and a coffee bar. The kitchen is bright and cheerful with a small removable island. Off of the kitchen is a laundry, pantry/mudroom that leads to the beautiful back yard. The pantry has a door in the floor to access cellar. The second floor has 3 very large bedrooms with walk in closets, full bath, dressing room/nursery and a large sleeping porch/sunroom. There is so much space in this home it even includes a fully floored attic with a full staircase, which could easily be finished to add square footage to this fine home. The secluded back yard has a 375 sq foot Old Carriage house that was moved to the property in 1890. It is currently utilized as storage. There is a nice jasmine cloaked pergola over a patio that needs a little tlc but with a gardeners touch will be a beautiful place for entertaining. The two car garage has one bay access from the front and two doors from the back of home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,387 | $255,387 | $255,387 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,593 | $1,678 | $2,138 |
Total Monthly Payment | $1,668 | $1,753 | $2,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.