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Nestled on a . 78-acre lot, this exquisite craftsman-style home, crafted by Hunter Quinn, offers ample space for relaxation amidst the serene surroundings of the neighborhood. Don't let the chance slip by to own nearly an acre of land just moments away from downtown Moncks Corner, Berkeley Elementary and High School, with easy access to historic downtown Charleston, only a 30-minute drive away. Upon arrival, you're greeted by the expansive driveway leading to the attached 2-car garage. Step inside via the covered front porch and enter the welcoming foyer, adorned with Luxury Vinyl Plank flooring that extends throughout the first floor, seamlessly connecting to the open-concept living area. The gourmet kitchen, boasting an oversized island, cherry cabinets for abundant storage, granite countertops, and stainless steel Kenmore Elite Appliances, is a dream for chefs of all levels. The spacious living area provides ample room for entertaining guests and effortlessly transitions to the backyard through the screened-in porch and onto the stone patio - ideal for hosting a Fourth of July barbecue! Beyond the fenced yard, the owner is extending the boundary to meet the edge of the plat, a project scheduled for completion before closing. Moving through the home and ascending the stairs, the luxury vinyl plank flooring continues into the loft area, perfect for a home office or children's playroom. Upstairs, all three bedrooms are located, with the owner's suite positioned at the front of the home. Featuring dual closets and an en-suite bathroom with a large shower and dual vanities, the owner's suite offers a tranquil retreat from daily life. The two additional bedrooms are generously sized and share a full bathroom, conveniently adjacent to the laundry room on the second floor.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,595 | $2,733 | $3,482 |
Total Monthly Payment | $2,687 | $2,825 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.