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Make this 4 bedroom, 2 1/2 bath home in the highly desirable Belle Hall subdivision your new home! Located on a quiet cul-de-sac, this home features an open floor plan and downstairs Master bedroom. Upon entering you will notice custom tile flooring throughout most of the downstairs. The family room is on the left with a custom-built wood burning fireplace and a gorgeous ceiling light fixture that was reclaimed from a downtown Charleston hotel. Off the back is an open dining room adjoined by a spacious kitchen area. On the right side of the first floor is a half bath and Master bedroom with a generous sized master bath and walk-in-closet. Upstairs there are three bedrooms and a FROG area that can be office, extra bedroom, etc. Also, did I mention there is a screened porch off the back ofthe kitchen for enjoying the tranquil and serene back yard. This home is conveniently located close to shopping, restaurants, recreation facilities, schools, coffee shops and fitness centers. In addition, Belle Hall neighborhood amenities include scenic walking/jogging trails, sidewalks throughout, a crabbing dock, community parks, ponds, clubhouse, tennis, pickleball and volleyball court, and two swimming pools.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,960 | $639,960 | $639,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,204 | $5,357 |
Total Monthly Payment | $4,137 | $4,296 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.