2395 Folly Road Road, #4f, Folly Beach, SC, 29439 | $620,000

Enjoy the sunrise over Morris island and the sunset over the Folly River from your 3 bedroom 3 bath Folly Beach condo. This is a rare top floor opportunity at this deep water property. This bright and airy unit boasts an open floor plan, galley kitchen with pass through, wet bar and a large family room/dining area. It has dual primary suites as well as an additional spacious guest room and bath. Lots of closets and storage! The private screened porch over looking the water can be accessed from the master and family room and is complemented with a dual headed ceiling fan to enhance the gentle marsh breezes you'll enjoy after your swim in the sparkling saltwater pool! Delight in the mesmerizing sunsets from one of the best vantage points on Folly!Conveniently located for a quick stroll/bike ride to the beach or dining at one of Folly's many unique restaurants though you might not want to leave the comforts of your screened porch or the cool waters of the pool. The deepwater dock has lots of room to enjoy fishing, crabbing, boating and kayaking. Just accross the Folly River is the boat ramp to some of the best water around Charleston. Added Bonus. . . The exterior areas have recently been redone and upgraded. The HOA fee covers Flood and property insurance, water, pest control, elevator, pool service, landscaping, dock, kayak station/stand, common area utilities and maintenance, electric car charging station. Come take a look at the ultimate vacation spot to enjoy the Lowcountry!

Features

  • Parking: Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Amenities: Dock Facilities, Elevators, Pool
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Complex: Turn of River
  • Development: 22 - Folly Beach to Battery Island
  • Year Built: 2000
  • Approx Sq. Feet: 1,477
  • Water Front: Yes
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25000552
  • Days on Market: 114 days
  • Website: https://www.raveis.com
    /prop/25000552/2395follyroadroad_follybeach_sc?source=qrflyer
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Listing courtesy of Century 21 Properties Plus

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2395 Folly Road Road, #4f, Folly Beach, SC, 29439

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,094 $3,258 $4,152
Total Monthly Payment $3,186 $3,350 $4,244

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.