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Situated in the heart of downtown Charleston, welcome to 14 Lockwood Drive, Unit 7J, in the sought-after Ashley House. This meticulously renovated two-bedroom, two-bathroom condo offers a perfect blend of modern comfort and timeless charm. Upon entry, you are greeted by elegant parquet floors and an updated, sun-filled kitchen, leading into a spacious living room that seamlessly extends to the sunroom. Whether relaxing or entertaining, the sunroom offers sweeping views of the city, perfect for enjoying Charleston's beauty in every season. The generous primary bedroom includes a sleek en suite bathroom, built-in shelving, and the convenience of a stackable washer and dryer within the closet. A well-sized second bedroom shares a stylishly appointed hall bathroom. The Ashley House boasts a premier location, just steps from the City Marina, and within walking distance to MUSC, the VA Hospital, Publix, Colonial Lake, Moultrie Playground, WestEdge, RiverDogs Stadium, The Battery, Whitepoint Gardens and an array of dining, shopping, and cultural attractions. Unlike many downtown properties, this condo offers ample off-street parking for ease and convenience. Residents also enjoy a wide range of amenities covered by the monthly HOA/Regime fees, including water and sewer, pest control, flood and building insurance, 24-hour security with camera surveillance, parking, director and officer insurance, maintenance, trash services, and landscaping. Don't miss this rare opportunity to own a beautifully updated residence in one of Charleston's most coveted locations. Experience the best of downtown living!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,867 | $1,992 | $2,518 |
Total Monthly Payment | $1,942 | $2,067 | $2,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.