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Not every home on Kiawah Island can claim the title of HGTV Dream Home, but this one can. As the first of its kind on the island in 2013, it offers a combination of thoughtful design and effortless living. Located just past the second gate in the Indigo Park community, this LEED-certified home was built with low-maintenance living in mind. Features like NuCedar shingles with a lifetime warranty, closed-cell foam insulation, and UV-reflective aluminum roofing ensure long-term savings and durability. This home features three bedrooms, three-and-a-half baths, and a flexible loft that can be converted into a fourth bedroom. The first-floor master suite enjoys marsh views, while the master bath features dual sinks, a walk-in shower, and high-quality stone finishes. Upstairs, two guest rooms and additional living space provide room for family and visitors. The kitchen includes quartz countertops and custom cabinetry. Bamboo floors run throughout. Outside, the private deck and plunge pool overlook the marsh, with views extending toward Rhett's Bluff. Across from the property is preserved land managed by the Kiawah Island Nature Conservancy, ensuring lasting natural beauty and privacy. Practical features include an elevator shaft and a four-car garage with a 220-watt outlet for EV charging. Currently rented, this home generates income when needed while remaining a low-maintenance, turnkey option. A Governor's Club Membership is available to further enhance your coastal living experience.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,632,000 | $2,632,000 | $2,632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.435% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,206 | $16,853 | $22,567 |
Total Monthly Payment | $16,331 | $16,978 | $22,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.