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DID YOU KNOW that Lake Marion is South Carolina's Largest lake and you will have a direct view of the lake and Santee State Park from the patio of this unit!This is truly an amazing, fully Furnished, property in Ballards Pointe III and and you will love it! It has been well-maintained and is in a spectacular area to call home or to rent out!NO STAIRS to get to your condo because there is an ELEVATOR!Plenty of parking right outsde the unit too. You will be within a few hours of many beautiful beaches and close enough to Charleston to do day trips. Golf courses nearby and the fishing is INCREDIBLE!Head out for meals at many great restaurants, in and around Santee, with various types of cuisine. HOA fee INCLUDES Internet, cable, clubhouse use, pool, grills, fire pits, workout center and more!2025 HOA fee of $743. 89 a month includes: Internet, cable, use of clubhouse, pool, grills, fire pits, workout center, Wyndham Activities and Socials, use of docks, garbage dumpster, and insurance for the exterior of buildings. AGENT MUST ACCOMPANY ALL INTERESTED PARTIES.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,223 | $1,288 | $1,641 |
Total Monthly Payment | $1,298 | $1,363 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.