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Private Beach Access, Lake Access, and Boat Ramps to Lake Moultrie are just a few of the exciting amenities that come with a home is sought-after Overton, a lakeside community surrounded by woods and water. This beautiful home was remodeled with all new flooring, a gorgeous open floor plan and new kitchen complete with custom antiqued cabinetry, granite countertops and a 7-person eat-at bar with lots of storage and counterspace. A perfect home for entertaining, you can accommodate large parties or intimate gatherings as needed. For cozy days and nights, the wood-burning fireplace in the large living room really heats up the space. The fenced-in backyard adjoins the side yards where one side features plenty of parking and the other a garage and carport. Three large bedrooms are very private and the bathrooms have been remodeled. A walk-in laundry room has built-in shelving, perfect for extra storage space. The owner's suite is split from the other bedrooms and features a bathroom complete with a double-sink vanity and walk-in shower with tiled flooring, surround and seat. Come enjoy your summers on this shaded screened-in porch while grilling out on the floating deck. This space really does have it all. It is time for you to have a place at the lake. Property is leased land through Santee Cooper at $510 a year. The property next door to the left could be leased for an additional fee if you choose to build anything on it. The current owners use the land for storage and parking. Bring your boat and RV and keep it right in your yard.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,576 | $2,008 |
Total Monthly Payment | $1,591 | $1,651 | $2,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.