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Timeless Elegance Meets Modern Comfort. Located one block from Town Square, step into history with this stunning 4-bedroom, 2. 5-bath home, a true representation of quintessential Southern charm and sophistication. Built in 1880 and listed on the National Register of Historic Places, this 2, 832 sq. ft. masterpiece was originally constructed for permanent railroad employees in Summerville designed with unparalleled craftsmanship and enduring quality. Inside, you'll be captivated by heart pine floors measuring an extraordinary 5/4'' thick, soaring 11+ ft. ceilings, elegant transoms, and exquisite wainscoting throughout. The original 3'' x 4'' studs further showcase the home's superior construction, ensuring timeless durability and character. This home features five fireplaces, a completely remodeled kitchen (2021) and an updated primary bathroom. Modern upgrades include a new first-floor HVAC (2024), upgraded electrical with the potential for EV charging capability, and an improved waste line to the road. Following Hurricane Hugo, renovations were meticulously executed to maintain historical integrityevery board, window, and trim was either replicated or reclaimed. The exterior is equally well-maintained, boasting a newly painted and resealed roof (2022), a privacy fence, and a moisture barrier for added protection. This is more than just a homeit's a rare piece of history, beautifully preserved and enhanced for modern living. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,665 | $5,891 | $8,014 |
Total Monthly Payment | $5,790 | $6,016 | $8,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.