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Discover your dream home in this vibrant, centrally located active adult community at the Elms of Charleston! This charming two-bedroom residence is perfectly positioned for convenience, minutes from shopping centers, hospitals, top-rated medical facilities, and easy access to the interstate. Whether you're looking for a peaceful retreat or an engaging social atmosphere, this neighborhood offers the best of both worlds. Plus, the home is just a stone's throw from the community clubhouse, where you can enjoy a variety of activities and amenities. Step inside to find an inviting open-concept living and dining area, ideal for entertaining or relaxing in comfort. How would you like a new home gift? Seller just installed a brand new HVAC system so no worries about staying cool this summer!The spacious kitchen boasts ample counter space, an eat-in area with bay window for casual dining, and a built-in desk - perfect for staying organized. Natural light flows throughout the home, accentuated by custom Bali blinds on every window. The living room seamlessly extends to an outdoor deck, providing a lovely spot to unwind or enjoy morning coffee in the fresh air. With its prime location and thoughtful layout, this home is a wonderful opportunity to embrace an active and convenient lifestyle. Don't miss out on this fantastic listing - schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,655 | $2,109 |
Total Monthly Payment | $1,647 | $1,730 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.