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Historical two-story home on Edgefield's premier location, Buncombe Street! Original structure built in 1890, enlarged in 1895 by local lawyer, E. H. Folk, and family owned until 1961. Open the beautiful front door to a graceful hall with a beautiful staircase. Lovely shady front porch with fretwork spindles overlooks lush yard with renowned camellia garden and other flowering trees. Gardens once contained 500 camellia trees. Many century trees including a tea tree believed to be a gift from Russian Czar to Lucy Pickens in the late 1800's. Large country kitchen with new stove, microwave, and refrigerator at rear of home steps out onto its own private porch and access to privacy fenced back yard. Original wood floors, newly refinished, throughout home. Dining room has floor to ceiling, large built in corner cabinet for fine China. Fireplace surround of antique tile. Living room has original coal grate fireplace with cover. Upstairs is another center hall and 4 bedrooms and newly renovated bath. Great metal roof installed 7 years ago. FIVE fireplaces throughout home! Fireplace in kitchen is gas burning, all others are already plumbed for gas. Recent updates to home include two new AC units, insulation, foundation repairs, exterior siding repairs, attic repairs, and re-wiring, and pvc plumbing throughout house. Current owner has completed major restoration for house and garden. Handicapped accessible and High Speed Internet with Carolina Connect. Walking distance to Historic Downtown Edgefield with shops, restaurants and public square.
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William Raveis Real Estate
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Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,155 | $2,743 |
Total Monthly Payment | $2,097 | $2,230 | $2,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.