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This charming Park Circle home blends timeless character with modern updates. Just three doors from Quarterman Park, you'll enjoy walking paths, local wildlife and stunning live oaks right at your doorstep. Step inside this delightful cottage to find original hardwood floors, a fireplace and an updated kitchen with stainless steel appliances and granite countertops. With three spacious bedrooms, the home offers both charm and functionality. Outside, an expansive porch overlooks the beautifully landscaped yard, complete with a cozy firepit and storage shed. The detached unit is a true hidden gem featuring a partial kitchen, full bath and small loft. This space offers wonderful possibilities as a guest suite, office or creative retreat. In November 2024, the main house was extensively renovated, where the current homeowner reworked the ductwork, replaced the heat pump, compressor and air handler. This includes a 12-year labor and workmanship warranty with Holy City Heating and Air. Additionally, this home is equipped with fully paid-off energy-efficient solar panels. The fully fenced property also has an extended driveway with ample parking. Located less than half a mile from vibrant Montague Avenue, you can enjoy Park Circle's best restaurants, bars, shops and entertainment. You will also love exploring the new Park Circle playground, the world's largest inclusive play space. Additionally, the area features a community building, disc golf course, picnic areas, pavilion and a baseball field.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,000 | $524,000 | $524,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,442 | $4,387 |
Total Monthly Payment | $3,361 | $3,534 | $4,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.