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Circa 1865, 124 Mary Street offers a fantastic opportunity to live in a renovated historic gem in the sought-after Old Village. This 4, 857 sq. ft. property, with an 832 sq. ft. guest cottage, was likely built by Reverend John F. Fell, a leading clergyman of Christ Church Parish. It showcases Greek Revival style influences with character-defining features such as the full-length front piazza supported by Tuscan columns, 6/6 wooden-sash windows, and classical wooden mantelpieces. Stepping inside, you are greeted by a light-filled foyer with hand-painted plaster walls, a study with built-ins, and a formal dining room. The first floor is highlighted by original hardwood floors, Urban Electric lighting, and three fireplaces. The beautiful chef's kitchen features a breakfast nook, a waterfall marble island countertop, a Shaws farm sink and an abundance of storage. It is equipped with top-of-the-line appliances, including a Sub-Zero refrigerator and wine storage, and a Wolf range, convection oven, and microwave drawer. This open concept space leads into the family room, creating the perfect flow for entertaining and gatherings. Upstairs, the expansive primary suite showcases a spa-like bath and multiple walk-in closets. Two guest bedrooms with fireplaces and a shared bath can also be found on this level. On the third floor, there are two additional guest bedrooms with a shared bath. The property includes many modern updates for comfort and security. The roof on both the main house and guest house was replaced in 2019. The home is equipped with a Generac generator, thirty-six new Pella hurricane-rated windows and doors, and exterior lighting by Moonlighting. The property also features dry wells for drainage and a Sonitrol fire/security and temperature control monitoring system. Outside, your private backyard oasis awaits. Enjoy your Charleston summer by the saltwater pool and dine al fresco with the convenience of your outdoor kitchen. Lush landscaping leads to the 832 sq. ft. guest house, which offers a full kitchen, seating area, bedroom, and full bath. The large spacious . 29 acre lot provides ample off-street parking. Come enjoy all the Old Village has to offer with historic parks, the Pitt Street Bridge, and numerous neighborhood restaurants and shops right outside your door. This fantastic Mount Pleasant location is just minutes from the beaches of Sullivan's Island and historic downtown Charleston.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $3,560,000 | $3,560,000 | $3,560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.813% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $21,920 | $22,795 | $30,767 |
Total Monthly Payment | $22,045 | $22,920 | $30,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.