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This charming 3 Bed, 3 Bath custom Craftsman home is nestled near the end of a quiet cul-de-sac and close to Riverland Terrace. No expense spared. Hardwood floors, granite countertops, custom walnut cabinetry throughout, bronze fixtures, and a wet bar. Vaulted beadboard ceiling in the master bedroom with Brazilian cherrywood floors and an enormous built-in dresser. Travertine shower and tile flooring in master bath, jacuzzi tub, and dual sinks with granite vanity. The curb appeal is immediately evident with the lush, mature Magnolia trees and Palmetto Palms surrounding the house. An adjacent lot can be purchased as well for even more privacy. Copper gutters and a beautiful mahogany front door tell of the attention to detail and craftsmanship put into this home. As you walk through the house you will notice everything is high quality. Coffered ceilings add real depth and warmth to the open plan. Built-in cabinets make storage problems disappear. Recessed lighting with dimmers ensures ambiance is adjustable at any time of day. Care was taken with landscaping as well with gorgeous views of the foliage from every vantage point within the house. The 2nd bedroom has a built-in dresser as well as two closets with automatic lighting. The en-suite bathroom has a granite vanity and a great shower. 3rd bedroom has an adjacent 3rd bathroom also with beautiful finishes. Security system and reverse osmosis water filter in the second sink built into the kitchen island. As you go out onto the spacious hardwood IPE back deck you start to understand the real value of this property. Not a neighbor to be seen. High trees surrounding the backyard give a feeling of your sanctuary inside the City of Charleston. You can take a left towards the carport where there is a beer and wine fridge in a mini storage room, or you can take a right towards the covered grill area with gas hook-up and an island perfect for entertaining and family cookouts. The cedar shingle siding on the exterior of the house is a lovely upgrade. Landscape lighting and irrigation system complete and maintain the beautiful experience. This might be the most private backyard in Charleston. Plans for a small recreational park at the end of the cul de sac are underway.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,969 | $4,020 | $5,123 |
Total Monthly Payment | $4,061 | $4,112 | $5,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.