490 Cummings Chapel Road, Ridgeville, SC, 29472 | $949,000

Experience the ultimate country living in a private and tranquil setting on approx. 5 acres! This immaculate 3400 square foot home exudes a Lowcountry lifestyle at its best! Its thoughtfully designed living space features 3 bedrooms and 3. 5 bathrooms, with a large room upstairs which could be 4th bedroom/office/media room. The owners installed a resort style 14' x 28' fiberglass pool featuring beautiful landscaping and a bubbling tanning ledge. A full front porch graces the front of the house and is guaranteed to become a Sweet Tea sipping location. As you enter the home, you will find a Foyer and Living Room featuring a gas log fireplace and beautiful hardwood floors, setting the stage for family gatherings and entertaining along with the adjacent gourmet Kitchen and Dining Area. A large Den/Family Room is another living space to relax and entertain and has an adjacent full bathroom and built-in Hall Tree. The Owner's Suite along with the two other bedrooms are all on the main level for easy access. The Owner's suite features a large bathroom with 2 walk-in closets and an adjacent laundry room with storage and a commercial grade ice machine. The other 2 bedrooms feature a Jack and Jill bathroom with double sinks. Along the back of the home is a beautiful screened-in porch overlooking the pool area, a great place to entertain or relax after a day's work. The owners also added a 3-car carport with a 640 sq. ft. attached and enclosed storage/workshop area. Above the carport is an 896 sq. ft. unfinished area accessed by stairs, which could be transformed into an apartment, studio, etc. The property also features a large, covered metal storage structure for additional vehicles or equipment. There is a gated entry to the property as well as a home security system providing added security. The property is fenced along 3 sides with a tree buffer on the fourth side. This home has been meticulously maintained and has been freshly painted throughout. Don't miss your chance to own this unique property, where country meets luxury! And horses are welcome too!

Features

  • Amenities: Horses OK
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 2008
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,401
  • Acreage: 4.8
  • Lot Desc: 2 - 5 Acres, 5 - 10 Acres
  • Elem. School: Beech Hill
  • Middle School: Gregg
  • High School: Summerville
  • Pool: In Ground
  • MLS#: 25001296
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/25001296/490cummingschapelroad_ridgeville_sc?source=qrflyer
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Listing courtesy of NextHome The Agency Group

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490 Cummings Chapel Road, Ridgeville, SC, 29472

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.613% 6.455%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,552 $4,799 $6,510
Total Monthly Payment $4,644 $4,891 $6,602

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.