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NEW CONSTRUCTION! Move in ready next week! Brand New 3 Bedroom 2 bath on an acre by Lake Moultrie! This New upgraded Clayton Home has 8 foot ceilings, Smart appliances, New HVAC, New Well, Brick Foundation and a great open floor plan. Picture is example of what home will look like. Finished pics coming next week!No HOA. So bring your boat/camper or have a mini farm. Home is being de-titled and an engineer report will be available upon request. Home next door is for sale as well!Why buy a Clayton Home brought to you by SG Homes and Land? First of all, A Strong Foundation! Our home pads are done right! Top soil and debris are removed then the pad is built with a clay sand mixture compacted 24" to 36" deep to provide a solid base for your home. Driveways are also compacted providing a long lasting driveway and parking area. Your home is then built to the highest standards, on a pier and beam foundation then massive anchors are driven deep into the ground secure your home against the storms. The subarea is then enclosed with a custom brick foundation. The floors are solid! 2" x 6" floor joists on 16" centers means we use 48% more joists in our average home*, which combined with our interlocking floor decking ensures a solid sub-floor. This is an EnergySmart Home! Which means it is built with Brands You Can Trust! You can find these industry leading brands in every home: An ecobee Smart Thermostat® Rheem® high-performance water heater Low-E Lux® windows Carrier SmartComfort® HVAC units ENERGY STAR® appliances Insulation Matters! Our EnergySmart® homes are packed with insulation to keep you comfortable during any season. A thick base of R22 insulation in the floors. R11 insulation in the walls and top it off with a blanket of R33 insulation in the roof cavity. You'll love the efficiency of Air-Tight Construction! Saving you money on your electric bill! The sealed duct work ensures hot or cool air gets where you want it to go, without costly leaks or diversions. ThermoPly structural sheathing provides moisture resistance. We are building 3-4 homes per month through the Charleston area. There are several other lots to choose from and many other floor plans as well. Schedule your tour today!
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William Raveis Real Estate
Phone: 888.699.8876
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,138 | $1,213 | $1,543 |
Total Monthly Payment | $1,213 | $1,288 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.