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Presented by![]() Kate Carpluk |
Welcome to your dream property in Johns Island! This three bedroom, two and a half bath cottage-style cape is nestled on a one acre lot, adorned by majestic oak trees, on a dead end street just 15 minutes from Kiawah Island. With an inviting front porch, Bermuda shutters, neutral decor, hardwood floors, and loads of natural light, this home is ready for your personal touches. For dog lovers, the property is a rare gem! It features a full-sized agility yard with state-of -the-art LED lighting, perfect for playtime or training any time of day, and a 40'x60' covered pavilion, the ideal spot for your workshop or gatherings with friends and family. With its unique features, tranquil setting, and proximity to world class golf, beaches, and restaurants, this property is ready for your vision!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 631.838.7608
Kate.Carpluk@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,952 | $2,990 | $3,811 |
Total Monthly Payment | $3,044 | $3,082 | $3,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.