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Historic Lowcountry Charm in Downtown WalterboroExperience the timeless beauty of South Carolina's Lowcountry with this stunning 1875 home, just a short walk from historic downtown Walterboro. Nestled in a quiet and picturesque community, this residence offers both historic elegance and modern conveniences. Property Highlights: Main Home: 4 Bedrooms | 4 Bathrooms (2 ensuite bedrooms downstairs)Spacious living room with a fireplace--perfect for gatheringsSeparate dining room for memorable family mealsCozy den for quiet eveningsWell-appointed eat-in kitchenSeparate laundry roomThree fireplaces (bedroom, study, and living room)On-demand generator for uninterrupted powerArchitectural Features: Beautiful two-story frame house with a gable roofo Two-tiered veranda with elegant balustrades o Centered entrance with sidelights and transom o Historic box cornice details in the gables " Additional Amenities: o Guest Cottage: A separate 2-bedroom, 1-bath home with a long-term tenant - perfect for rental income o RV Pad & Powered Workshop for storage and projects o Lush Landscaping typical of the Lowcountry A Location Steeped in History & Nature Walterboro, known as the "Front Porch of the Lowcountry, " is rich in history, arts, and natural beauty. Stroll through downtown to explore charming boutiques, antique shops, the Colleton Museum, and the Farmers Market. Enjoy a vibrant arts culture with the Colleton Civic Center and South Carolina Artisans Center, showcasing local talent. Nature lovers will appreciate the Walterboro Wildlife Sanctuary, the largest estuarine sanctuary on the East Coast, featuring boardwalks, trails, a canoe/kayak trail, and a 10, 000-square-foot Discovery Center. Plus, enjoy easy access to Charleston, Beaufort, and Savannah. This one-of-a-kind home blends historic elegance with modern comfort - don't miss your opportunity to own a piece of Lowcountry charm!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,627 | $3,348 |
Total Monthly Payment | $2,570 | $2,702 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.