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*4. 99% FINANANCING AVAILABLE W/ USE OF PREFERRED LENDER & CLOSING ATTORNEY PLUS $7, 500 CLOSING COST*APRIL COMPLETION! New Home at Essence at Chandler Crossing on situated on a high desirable and private Cul- De-Sac homesite with pond view! Welcome to The Nichols, where your dream home become s a reality. This 4-bedroom, 2. 5-bathroom home is waiting for you to make it your own! As soon as you step inside, you will be greeted by a cozy yet spacious family room flanked up upgraded LVP floors that leads seamlessly into the kitchen at the rear of the home. The kitchen is flanked with a spacious island, modern white cabinets, stainless steel appliances, and beautiful quartz countertops. If you're someone who loves spending time outdoors, we've got you covered with an 8x12 patio locatedpatio located conveniently off the kitchen - making for the perfect spot for gathering with friends and family for a Summer evening backyard BBQ, or the perfect place to start your day while sipping your coffee in your own backyard private oasis on a crisp Fall morning! As you make your way upstairs, you will find the large primary bedroom with an en-suite bathroom, spacious walk-in closet, and windows that fill the room with natural light. The primary bath offers dual sinks, quartz countertops, and a walk-in shower. But that's not all - The Nichols has so much more to offer! With three additional bedrooms, there is plenty of space for everyone. Plus, the bedroom-level laundry room also makes laundry days more convenient than ever. Don't miss out on this opportunity to make The Nichols your forever home! Chandler Crossing is the latest new community offering attainable new homes in a prime location! Residents will enjoy having easy access to employment hubs, shopping centers, and outdoor recreation at the nearby at the Town of Summerville Parks & Recreation facility. With Interstate I-26 only a 5-minute drive away, the vibrant downtown Charleston is also within easy reach. Located less than 2 miles from historic downtown Summerville, where quaint shops, cozy cafes, and scenic architecture capture the vibrant area's unique charm. For those seeking retail therapy, Azalea Square is just around the corner, offering a wide array of shops and restaurants. This community has it ALL! This home won't last long - schedule your tour now!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $277,832 | $277,832 | $277,832 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,825 | $2,326 |
Total Monthly Payment | $1,831 | $1,900 | $2,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.