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This cozy and spacious lake home is the perfect place to unwind and enjoy this quiet and relaxing atmosphere as each season brings new experiences of flora and fauna. This is a split floor plan, where the primary bedroom with a private bath is separated from other 2 bedrooms in the home. The two bedrooms share a hall bath. The hall bath is convenient for visitors as well. Enter the home through the side door. As you tour the home, please notice every room has been remodeled and many upgraded features have been added. All upgrades are listed in this description of the home. All new light fixtures, new windows, new sliding glass door, new front door, new flooring, tankless water heater and so much more. GO TO SUPPLEMENTAL NOTES FOR ENTIRE WRITEUP AND UPGRADES OF THIS AMAZING PROPERTWalking in the front door, you will see the expansive, combination living room, dining area and kitchen. Notice the LR ceiling is slightly vaulted which creates an open and airy effect. This ceiling is upgraded with raised shiplap. Raised shiplap ceiling is also in the primary bedroom. The Master Bath has a newly remodeled, shower with an exhaust fan that has bluetooth. The newly remodeled kitchen- includes stacked washer/dryer, refrigerator, stove and built in microwave, soft close drawers, apron sink, open shelving, Pergo flooring with unique transition, Quartz countertops, recessed lighting, bar with seating for four, large built in spice rack, and large pantry with lazy susans on most shelf corners and special area for mops, brooms, etc. Downstairs, there is a secluded outdoor shower with hot and cold water that is convenient after yard work, just off the boat or after a swim! Large screened in porch is perfect for entertaining all gatherings! Deck across back of house Above ground basement- split into separate areas with two converted into closets, new duct work, floor sealed with Drylock in 2024. Large lighted dock with places for three boats and two Jet-T's for Jet Ski parking on the water, was refurbished in 2012 and water sealed in 2024, shade sail included Raised garden beds. Under the deck is a covered seating area with indoor/outdoor carpet. Secluded outdoor shower with hot and cold water. Newly installed water faucets on both sides of house. Newly installed electrical outlets on both sides of house. covered Gutters, Solar panels- average electrical cost for full time use is $106. 00 per month (not a typo). Covered heat pump for central heat and air. New septic drain field moved and installed in 2021. Bahama shutters, ring doorbell as well as front and rear facing cameras. Brick fire pit with new ring, recently landscaped yard. Well water with new bladder on pump- Water tested in 2020 and it was great. Pump is safely secluded in basement(16'X11" Pad for boat or Jet Ski and trailer. Used for lawn equipment is a Graceland medium sized Utility shed, with added shelving. Now used as a library is a Graceland 14"x 40" finished shed with porch, steps, insulation, walls, flooring, electricity, large ceiling fan, recessed lighting, heat/air and ladder to loft.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,532 | $2,817 | $3,653 |
Total Monthly Payment | $2,624 | $2,909 | $3,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.