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Charming Country Cape with Water Views and Endless Potential! Nestled on a quiet cul-de-sac, this delightful country cape offers a peaceful retreat as a direct waterfront property on a small pond. The sloping side yard gently leads to the shoreline, creating a tranquil outdoor haven. This home features 1, 996 Square Feet of living space across two levels, plus a partially finished basement. The main level includes a spacious living room with a working fireplace, perfect for cozy evenings. The highlight of the home is an extra large heated sunroom measing 24' x 11' with expansive windows, twin skylights and a tiled floor making it a bright and airy space to relax or entertain with its wonderful proximity to the kitchen. A newly remodeled full bath is adjacent to the master bedroom with gleaming hardwood floors, a formal dining space, also with hardwood floors and with a lunch bar dividing it from the kitchen and a dedicated laundry room with cabinet space round out the main level of the home. Upstairs you will find two bedrooms with plenty of built in storage and another full bath. The partially finished basement adds versatility featuring a working wood stove, a half bath, and a sauna room. . . ideal for a man cave, playroom or personal gym. Outside the property shines with 2 storage buildings, a paved driveway and a dog kennel with both indoor and outdoor space for your fur friends. The covered porch and brick-facing details lend to the curb appeal of while the 1 car garage adds convenience. This home is brimming with potential and is just waiting for your personal touch to make it truly your own. Don't miss this rare opportunity to own a property that combines charm, functionality and the serenity of waterfront living! Schedule your showing today!
Type | Description | Dimensions | Level |
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Bedroom 1 | 12.0 x 10.0 | Upper | |
Bedroom 2 | Hardwood Floor | 14.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 15.0 x 11.0 | Main |
Kitchen | Breakfast Bar,Tile Floor | 11.0 x 11.0 | Main |
Living Room | Beams,Built-Ins,Fireplace,Sunken,Wall/Wall Carpet | 25.0 x 13.0 | Main |
Primary Bedroom | Hardwood Floor | 20.0 x 12.0 | Main |
Rec/Play Room | Wood Stove,Wall/Wall Carpet,Slate Floor | 25.0 x 13.0 | Lower |
Sun Room | Skylight,Ceiling Fan,Tile Floor | 11.0 x 24.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,944 | $2,477 |
Total Monthly Payment | $2,357 | $2,455 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.