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Construction Completed! You must see this home to appreciate the incredible upgrades! min from the boat ramp on Lake Moultrie! Home is a Beautifully upgraded Richfield by Clayton. There is No HOA. Bring your ATVs, campers and boats. You could even build another home on the property. This home features 9 foot high tray ceilings, smooth finished sheetrock walls, custom cabinets, tile backsplash, tile shower, luxury vinyl, tray ceilings and upgrades throughout! Smart water heater and ceiling vents for Smart HVAC. Stainless steel Frigidaire appliances complete the package. Your front door opens up to your private woods, a great place to enjoy a cup of coffee in the morning or evening drink. The land is private with Majestic Mature Pine and Oak treesNO HOA. Buyers may elect to have a shop, garage, decks or an additional home built on the property! The property is zoned Flex 1 and has multiple uses. Seller is the developer. Buyer may choose to add a garage, shop or second home to the purchase! For a full price offer Sellers will pay some of the closing costs! De-titled and Engineer report ready to go! Why buy a Clayton Home? First of all, A Strong Foundation! Your home is built to the highest standards, on a pier and beam foundation using massive anchors driven deep into the ground to secure your home against the elements. The subarea is then enclosed with a custom brick foundation. The floors are solid! 2" x 6" floor joists on 16" centers means we use 48% more joists in our average home*, which combined with our interlocking floor decking ensures a solid sub-floor. EnergySmart Home! Which means it is built with Brands You Can Trust! You can find these industry leading brands in every EnergySmart® home: An ecobee Smart Thermostat® Rheem® high-performance water heater Low-E Lux® windows Carrier SmartComfort® HVAC units ENERGY STAR® appliances Insulation Matters Our EnergySmart® homes are packed with insulation to keep you comfortable during any season. A thick base of R22 insulation in the floors. R11 insulation in the walls and top it off with a blanket of R33 insulation in the roof cavity. You'll love the efficiency of Air-Tight Construction! Saving you money on your electric bill! The sealed duct work ensures hot or cool air gets where you want it to go, without costly leaks or diversions. ThermoPly structural sheathing provides moisture resistance. There are several lots to choose from and many other floor plans as well. Schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,915 | $1,989 | $2,531 |
Total Monthly Payment | $1,990 | $2,064 | $2,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.