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Welcome to this beautiful 5-bedroom, 4 full-bathroom home located in the well-established Cedar Grove subdivision in DD2 school district. This home offers plenty of space and upgrades with fresh interior paint throughout, newly installed hardwood flooring on the first floor, accented by crown molding and 5'' baseboards. The main level includes a private office with built-in bookcases, a formal dining room with arched entryway, and a family room with a gas fireplace. A mother-in-law suite features a bedroom, full bath with tile flooring, and a sunroom. The kitchen is well-equipped with granite countertops, tile backsplash, new pendant lighting, a 5-burner gas range with double ovens, stainless steel appliances, ample cabinet space, a breakfast bar and a walk-in pantry. Upstairs, the primary suite is a retreat with its own private porch, tray ceiling, and a sitting room. The ensuite bath includes tile flooring, dual vanities, a soaking tub, a separate shower, separate water closet and two walk-in closets. There are four additional bedrooms on the 2nd floor, two additional full baths and the laundry room. A large bonus room offers flexibility as a potential 6th bedroom, game room, home office or exercise space. Exterior features include cement plank siding, a spacious patio, and a wooded backyard. The home has fresh mulch, a pressure-washed exterior, full house gutters with leaf covers, three-car garage, and an extended driveway for extra parking. There is also a termite bond in place for added peace of mind and additional storage in the attic space. This property is conveniently located nearCharleston International Airport, major employers such as Bosch, Boeing, Mercedes, Volvo and both the Air Force Base and Naval Weapons Station. It is minutes away from restaurants, shopping, medical facilities, and parks and a short drive to Charleston or Summerville. Don't miss your opportunity to own this affordable home in a wonderful community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,286 | $3,416 | $4,352 |
Total Monthly Payment | $3,378 | $3,508 | $4,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.