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This beautifully updated brick ranch is located in the highly sought-after Moreland neighborhood of West Ashley, just a quick 5-minute drive to Downtown Charleston. Enjoy the tranquility of this residential neighborhood, with the added convenience of being just moments away from Charleston's top dining, shopping, and entertainment options. The home boasts a well-maintained exterior with fresh landscaping and an inviting front entry, offering great curb appeal. Inside, the freshly painted open-concept floor plan has been carefully renovated to provide a modern, seamless flow that's perfect for both everyday living and entertaining. The spacious living area is filled with natural light, thanks to large windows that highlight the original oak hardwood floors throughout. The updated kitchen boasts sleek quartz countertops, stylish shaker cabinetry, and top-of-the-line appliances, making it a true focal point of the home. The living room, with its cozy wood-burning fireplace, creates a warm and inviting atmosphere, while the dining area flows effortlessly into the kitchen, perfect for hosting gatherings. The primary bedroom is a peaceful retreat, featuring a spacious walk-in closet and a tastefully updated ensuite bathroom. Above the garage, a versatile guest suite with an en suite bathroom provides added privacy for visitors or family members. The third bedroom enjoys access to a newly renovated bathroom, which features modern fixtures and finishes. The expansive, fully fenced backyard offers plenty of room for outdoor relaxation and entertaining, complete with a storage shed for added convenience. The one-car garage provides additional storage space and parking. Conveniently located near shopping, dining, and the West Ashley Greenway, this home provides the perfect balance of peaceful neighborhood living and easy access to Downtown Charleston. With its modern updates, charming features, and prime location, this property is a must-see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,178 | $5,281 |
Total Monthly Payment | $4,060 | $4,270 | $5,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.