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Welcome to this charming contemporary cottage on Kiawah Island, offering 3, 355 square feet of thoughtfully designed living space. This delightful home, renovated in 2003 by Dolphin Builders, features 4 bedrooms and 4 bathrooms, all under a striking cathedral beamed ceiling, creating an open and airy ambiance. As you enter the home, you are greeted by a welcoming foyer. To the right, you'll find a well-appointed office, perfect for working from home or quiet study. Straight ahead, the sunken living room invites you in with its warmth, featuring sliding glass doors that open to a large year-round porch with stunning views of the tranquil lagoon. The heart of the home is the kitchen, which boasts double ovens, a center island, and cream-colored wood cabinetry. It seamlessly connects to the dining area and a casual gathering space, making it ideal for entertaining and family meals. The outdoor deck provides views of the 8th hole of Cougar Point Golf Course. The main level also includes the primary bedroom, complete with a large walk-in closet, a spacious bathroom, and direct access to the porch. An additional bedroom and bathroom, along with a laundry room with a pantry, provide convenience and comfort on this floor. Upstairs, you'll find two more bedrooms and bathrooms, each with access to its own deck, separated by a wide, spacious hallway, offering privacy and ample room for guests or family members. The home includes a tandem two-car garage and a large, heated and air-conditioned lower level with a door leading to the rear yard. This area can accommodate a ping-pong or pool table and provides plenty of storage. The large driveway provides plenty of additional parking. Four HVAC systems ages 2009, 2015, 2015, 2024. Roof replaced in 2014 with 24" cedar shakes from Canada. Located on a quiet cul-de-sac, this property offers an easy, 4 minute bike ride to the beach without the need to cross Kiawah Island Drive. Simply follow Broomsedge Lane to the convenient underpass. Embrace the Kiawah Island lifestyle in this charming cottage, where comfort, elegance, and natural beauty come together in perfect harmony. Owners of a Kiawah Island Properties, may join the Governor's Club and may use the Sandcastle.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,476,000 | $1,476,000 | $1,476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,968 | $9,451 | $12,756 |
Total Monthly Payment | $9,093 | $9,576 | $12,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.