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Rare find in Mt. Pleasant, affordable ranch house with backyard pond in sought after Park West neighborhood. 3 bedrooms, a split floorpan with master bedroom facing towards the pond. Master has vaulted ceiling and expansive walk-in closet. The ensuite provides dual sinks and an updated step-in shower, rain shower head, and wand for easy cleanup. On the opposite side are two bedrooms with bountiful sunlight and a second bathroom. The Great Room with its vaulted smooth ceiling, gas fireplace, vinyl wood flooring is open to the vaulted Kitchen and Breakfast Room. Kitchen has been refaced with classic granite countertops and modern backsplash, as well as updated sink and faucet. All face towards the backyard and here is where the joy of Charleston-living is most abundant. Beyond the slider is a screened Lanai expanding out to a patio with complete views of the neighborhood pond. Here flora and fauna are abundant egrets, heron and the occasional turtle sun themselves on the water's edge. The house is on a quaint circle near the front of the neighborhood, which provides easy access to all the great shopping and restaurants. Don't forget Park West has two pools, tennis and lots of walking paths. Also around the corner is the Mt. Pleasant Recreation Department including indoor pool, basketball courts, and activity centers, as well as the Laurel Hill Walking Park. Park West features three public schools, as well as private day care, and many services including doctors and physical healthcare right in the neighborhood. Call today for your showing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,000 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.