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Discover the perfect blend of privacy and community in this charming home. The large wooded common area across the street offers a tranquil escape, while the neighborhood's ponds and sidewalks invite you to explore and connect with nature. The main living area features stunning Brazilian Koa hardwood floors, adding a touch of natural beauty and elegance. The stunning kitchen features elegant granite countertops, recently purchased appliances, warm wood cabinets, and a spacious pantry, perfect for preparing delicious meals and entertaining guests. Imagine enjoying meals with family and friends in this delightful dining area, complete with a stylish chandelier and space for a cozy dining table and chairs. Create lasting memories in the elegant living room, complete with a dramaticvaulted ceiling, a warm gas fireplace, and sliding glass doors that lead to a serene private backyard. Indulge in ultimate comfort in the spacious primary bedroom, located on the convenient first floor. Relax in the luxurious ensuite bathroom, featuring a soothing garden tub, a separate shower, and a massive walk-in closet. This private retreat provides the ultimate comfort and relaxation. The easily accessible first-floor laundry room adds to the home's functionality. The two additional bedrooms, located upstairs, offer comfort and convenience with ceiling fans for year-round comfort and spacious walk-in closets for ample storage. The versatile upstairs nook offers the perfect space for a home office, while the additional attic storage provides ample room for seasonal items and personal belongings. The garage offers ample storage space, with built-in shelves and overhead storage to keep your belongings organized and easily accessible. You will appreciate the extended driveway, allowing you to park 2 cars in the driveway. Retreat to your private backyard oasis, featuring a tiered patio, lush landscaping, defined gardens, and easy-to-navigate paver pathways. Daily visits from birds and butterflies are a delightful bonus. Johns Island offers a laid-back lifestyle with easy access to pristine beaches, world-class golf courses, and historic downtown Charleston. And with easy access to shopping and dining, you'll have everything you need right at your fingertips. Don't miss this opportunity to own a piece of paradise.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,517 | $3,208 |
Total Monthly Payment | $2,497 | $2,592 | $3,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.