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Welcome to this charming 3-bedroom, 2-bathroom home offering comfort and convenience in every corner. Conveniently located off Trolley Road near Dorchester Road, this no HOA neighborhood is in the heart of the Oakbrook area and an easy drive to Summerville. This property boasts a bright and open split floor plan, ideal for both entertaining and everyday living. Step inside to discover beautiful luxury vinyl plank (LVP) flooring throughout--there's no carpet to worry about! The spacious living area includes a fireplace and maintains privacy from the sunroom so you can have two separate living areas. With an abundance of natural light, the sunroom is a great place for a workout area, crafts, play, or pets that enjoy basking in the sun. The sunroom leads to the fenced backyard which. . . includes a dog house and fire pit. A stone paver area is perfect for a grill. Back inside, the kitchen is has impressive counter space and great natural light. The primary bedroom offers a private retreat, complete with an ensuite bathroom for added convenience. Two additional bedrooms are on the opposite side of the home, generously sized and share a well-appointed second bathroom. The two-car garage provides plenty of storage space for vehicles and more. With no HOA fees to worry about, this home gives you the freedom and flexibility you've been looking for. Schedule your showing today and see for yourself all the wonderful possibilities this home has to offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,708 | $2,177 |
Total Monthly Payment | $1,718 | $1,783 | $2,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.