![]() |
This one of a kind charming cottage is a must see! Fully renovated in Winter 2021, this 1500+ square foot two bedroom/two full bathroom cottage retreat is move in ready and offers a spacious open floor plan, plenty of storage and a long list of upgrades which makes this property perfect for full time living or as a short term rental property. Second row placement offers you the best of both worlds; unobstructed marsh views in the back and peek-a-boo ocean views in the front. Extended screened in back porch, additional permanent foundation supports, complete roof replacement, new appliances - washer/dryer, fridge, stove, microwave and dishwasher, Currently an owner occupied home, the renovations include: Hurricane rated Simonton windows and doors whole house, built in Generac generator, electric tankless hot water heater, AC unit replacement, spray foam insulation in crawl space, cellulose spray-in insulation in attic, Dual attic exhaust fans, whole house built in dehumidifier, LVP flooring, Updated bathrooms, Silestone kitchen countertops, Full size walk in pantry, Full size laundry room with storage, Fresh interior and exterior paint. Most furniture will convey, if desired. Low MCOA fees include cable, WiFi, pest control, trash pickup and lawn maintenance. This unit had a strong rental history as a short term vacation rental prior to purchase in 2021. It has since been solely owner occupied. This property is in the COBRA zone which will affect your choices if flood insurance is required by your lender. Standard insurance is readily available for this property. This home comes furnished so no need to coordinate ferrying over furniture. Personal items do not convey. Reach out for specific list of items. This is a limited services listing. Listing agent will not show home, present offers, advise on offers or participate in negotiations. All contact will be directly through the seller. Reach out to listing agent for seller contact information. All showings must be scheduled with owner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $3,153 | $4,018 |
Total Monthly Payment | $3,087 | $3,245 | $4,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.