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Welcome home to Four Seasons at The Lakes of Cane Bay, a premier 55+ gated community in the heart of beautiful Summerville, SC. This stunning Donegal Loft home, built by K. Hovnanian, is move-in ready and offers the perfect blend of modern design and low-maintenance living. With 2, 600 square feet, this thoughtfully crafted home features three bedrooms and three full bathrooms, all designed for comfort and convenience. The spacious loft area includes a separate living space, bedroom with a closet, and a full bathroom, making it an ideal retreat for guests or additional living space. The open floor plan is both inviting and functional, with elegant LVP flooring throughout and an abundance of natural light. The gourmet kitchen is a chef's dream, featuring quartz countertops, a subway tilebacksplash, soft-close drawers, double ovens, a gas range, and Café brand appliances, including a brand-new refrigerator. The primary suite offers a relaxing escape with a large tile and glass-enclosed shower and a generous walk-in closet. The second bedroom and full bath on the main floor provide additional comfort and privacy. This home is packed with highly sought-after upgrades that set it apart. The extended garage provides extra storage space, while the extra-large side yard offers added privacy and outdoor possibilities. Both the front and rear covered patios create the perfect spots for enjoying morning coffee or evening relaxation, and the enclosed sunroom option adds even more space to take in the peaceful surroundings. The new aluminum fence with safety latches ensures security and convenience, while French doors leading to the office provide a stylish and functional workspace. The upgraded trim package, including wainscoting in the foyer, along with level 2 black fixtures throughout, adds a touch of elegance to every corner of the home. Beyond the home itself, life at Four Seasons at The Lakes of Cane Bay is all about resort-style living. The community's 300-acre lake system features an 8-mile navigable waterway, perfect for kayaking, fishing, or simply enjoying the view. The lakeside clubhouse serves as the social hub, offering state-of-the-art fitness facilities, saline pools, an amphitheater, and pickleball courts. With a vibrant social calendar filled with activities and events, there is always something to do and new friends to meet. Why wait for new construction when you can move into this exceptional home today? Experience the best of active adult living in this beautiful, move-in-ready home at Four Seasons at The Lakes of Cane Bayschedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,806 | $2,917 | $3,717 |
Total Monthly Payment | $2,898 | $3,009 | $3,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.