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Welcome to 901 Elm Hall Circle offering a serene pond and fountain view right from your front porch in the beautifully landscaped community of Summer Wood. Lawn maintenance along with several other items are covered by the HOA. This home boasts a fantastic floorplan designed for both comfort and entertaining. Step inside to find a bright and inviting family room and dining area, flowing into the open kitchen and screened porch--perfect for hosting or simply relaxing. Most of the interior was painted in 2022, and the updated lighting in the dining area and stairway adds a stylish touch. Downstairs, you'll find a laundry room with washer and dryer, a powder room, a pantry, and a large under-stairs storage area. Upstairs, a painted accent wall leads you to two spacious bedrooms, each with ensuite baths, walk-in closets, vaulted ceilings, and linen closets offering the flexibility of dual primary suites. A large hallway closet provides even more storage space. Start your mornings with coffee on the screened porch, which also features a handy storage closet. Plus, take advantage of two community pools, (one is a very short walk). This prime location is just minutes from Historic Downtown Summerville, where you'll find charming shops, restaurants, and community events. It's also conveniently close to Volvo and the Walmart Distribution Center. The proximity to I-26 makes for a shorter commute to JBC, Boeing, Charleston International Airport, hospitals and of course Historic Charleston. Don't miss out on this great home in an unbeatable location!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,314 | $1,674 |
Total Monthly Payment | $1,339 | $1,389 | $1,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.