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Welcome to this charming 3-bedroom, 2-bathroom, 1, 350 sqft single-story home located in the heart of Goose Creek! This home offers an ideal combination of comfort, convenience, and updates, making it perfect for anyone looking to settle into a vibrant community just 20 minutes from Charleston. The home features updated luxury vinyl plank (LVP) flooring in the main living spaces, roof installed in 2016, and an HVAC system replaced in 2017, both offering years of worry-free life remaining. The kitchen includes timeless wood cabinets Corian countertops and tile flooring, with a formal dining area and a cozy breakfast nook conveniently located nearby. The spacious living room boasts vaulted ceilings and a fireplace as a stunning focal point, perfect for relaxing or entertaining guests. One side of the 2-car garage has been converted into additional living space, ideal for a home office or flex room, while the other side remains a functional garage. Situated on a cul-de-sac lot with no through traffic, the property offers a larger yard for outdoor enjoyment. Located in the vibrant Goose Creek community, this home is just around the corner from the city's new amphitheater, as well as shopping, dining, and recreation. Don't miss this fantastic opportunity to own a well-maintained home in an ideal location. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,682 | $2,143 |
Total Monthly Payment | $1,672 | $1,757 | $2,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.