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Charming 1. 5-Story spacious brick home with 3 buildable Lots nestled on over 5 acres in the picturesque and historic Village of Meggett. The three buildable lots, provide excellent future development potential. The first floor features formal living and dining rooms that flow gracefully from the foyer. The newly renovated kitchen boasts sleek wood cabinetry, elegant quartz countertops, a smart divide double-bowl farm sink, and brand-new appliances. This stunning kitchen opens to the inviting family room, which is highlighted by a cozy brick fireplace. The hallway leads to three generously-sized bedrooms and two bathrooms, ensuring ample space forcomfort. Upstairs, the newly finished second level offers two additional rooms, which can serve as bedrooms, a home office, or a bonus space. Each of these rooms is equipped with its own ductless mini-split system for personalized climate control, and a convenient full bathroom completes this level. The home is enhanced with new windows throughout, along with a sliding glass door that opens to a spacious porch, perfect for enjoying the tranquil surroundings. Outside, the property features a small Horse Barn, two sheds, and a workshop, making it ideal for hobbyists or those with a passion for outdoor projects. With four legal TMS numbers, there is significant opportunity for expansion or development. For those who appreciate the beauty of nature, the home offers breathtaking marsh views, and the two adjacent lots (1. 98 acres and 1. 74 acres) are perfect for additional building or personal enjoyment. A private, wooded acre behind the home adds to the seclusion and serenity of this rare find. This unique property in the heart of Meggett is a rare gemonly a short drive away from charter schools, local restaurants and coffee shops. Meggett SC is a peaceful town in Charleston, only 25 miles from Downtown Charleston, 25 miles from Edisto Beach, 30 miles from Folly Beach, and 25 miles from Charleston International Airport. Unique Features and Updates: home sits on (. 54 acre) TMS 162-00-00-339 (1. 02 acres) TMS 162-00-00-030 (1. 99 acres) TMS 162-00-00-031( 1. 73 acres) Tankless Water Heater - 2023 New Roof- 2021 All New Ductwork 2 New Split units (Mitsubishi) - 2023 All New Windows 2022 New Sliding Door 2022 French Drain and 2 Pumps New Kitchen Cabinets- 2022 New Sink -2022 New Countertops - 2022 New Appliances -2022 New Washer and Dryer- 2025 New 200 Amp Electric New Tile Recessed Lights All Fresh Paint New Carpet upstairs Metal Hand Rail New Roof on Shop and Backyard Shed and Old Put house- 2021
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,739 | $4,930 | $6,741 |
Total Monthly Payment | $4,831 | $5,022 | $6,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.