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This 2023 Factory built home on a 2 +_ acre lot with well and septic, power in place. This is a pre-sale opportunity to own a new 4 br home boasting over 1700 heated square feet in a quiet tranquil setting 30 min from Beaufort, Bluffton, Walterboro, Ridgeland, Hampton areas. This 2 +- acre parcel consist of very high and sandy soils for excellent drainage. Deer sighting are typical. Wild Turkeys have been seen on the land as well. There is no road traffic noise and rarely do you hear the sounds of human activity. Amazing peaceful location with close proximity to I-95 and the Lowcountry. Located 45 minutes from Charleston County. Lifetime opportunity and pricing. Subdividable! VA -FHA options available! continuedConstruction · 19/32" T&G OSB floor decking · Insulation R-22 Roof, R-11 Floor, R-11 Walls · 3/12 (Nominal) Roof Pitch - Flat Ceiling · 8' Sidewall - 2x4 Ext Walls 16" OC · 2x3 Interior Walls 24" OC · Floor Joists 19. 2" OC (2x6 on 14' & 2x8 on 16') · Textured Ceiling Finish · Exterior Foamcore Sheathing - All Exterior Walls · OSB Roof Sheathing · Ventilated Ridge and Soffits Electric Furnace w/ floor registers · Electric 40 Gallon Water Heater with Electrical · 200 Amp Main Panel Box · 1 Exterior GFI Standard · Smoke Detectors per code · Plumb and Wire for Washer & Dryer · LED Can Lights T/O · Exhaust Fans in Baths · Exterior Lights at each Exterior Door Exterior · 3 Tab Shingles · Vinyl Lap Siding - White Corners · Metal Fascia and Soffit · Ridge cap Ventilation · 6/6 Vinyl Low-E Insulated Windows · Shutters - Front Door Side (DW & SW) and Hitch-end (SW) Exterior Doors · 6 Panel W/Storm Front Door · Outswing Cottage Rear Door Appliances · 30" Electric Range · Stainless Steel Refrigerator Interior · Décor Vinyl-On-Gyp Panels T/O · 2 Panel Doors T/O · Wall Mounted Door Stops T/O · ArmorFlor Linoleum T/O W/Matching Transition Strip · Ventilated Shelving in Closets · Whole House Shut-off Kitchen · Shaker Style Cabinet Doors - Round Knobs · Bank of 4 Drawers - Round Knobs · Lined O/H's Cabinets · Stainless Sink · Mar Resistant Countertops - Laminate Edging · Dual Knob Metal Kitchen Faucet - No Sprayer · 30" Overhead Cabinets · Vented Range Hood W/Light - exterior vent Baths · Shaker Style Cabinet Doors · Mar Resistant Countertops - Laminate Edging · Round Bowl Water Saver Commodes · 36" Vanities · 60" F/G Tub Shower in Baths (Per Print) · Single Lever Metal Faucets · China Bath Lavatory - Mirror Above
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $1,051 | $1,339 |
Total Monthly Payment | $1,073 | $1,126 | $1,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.