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Welcome to this charming in the highly desirable Summer Wood neighborhood in the heart of Summerville!! Prime location just minutes from I-26, shopping, dining, and top-rated schools like Sangaree Elementary, Sangaree Middle, and Stratford High! This charming 3-bedroom, 2. 5-bath residence features a modern design with a crisp white exterior, black shutters, a covered front porch, and well-maintained landscaping with azalea bushes. Nestled in an established community surrounded by woods, this home offers access to two neighborhood pools and a low-maintenance lifestyle!Step inside to find hardwood floors throughout the open-concept main level, complemented by 9'+ smooth ceilings. The layout includes a formal dining area with a chandelier, a family room, and a chef's kitchen featuringan 8' center island with granite countertops, stainless steel appliances including a gas range, microwave, and dishwasher, and ample cabinetry for storage. The kitchen also offers an eat-in bar and a breakfast nook, with large windows featuring white blinds for natural light. Upstairs, the primary suite includes a tray ceiling, dual walk-in closets, and an en-suite bath with a double vanity, walk-in shower, and ceramic tile flooring. Two additional bedrooms with spacious closets share a Jack-and-Jill bath. The upstairs laundry room features a washer, dryer, and shelving for storage. The exterior includes oversized driveway with extra parking leading to an attached 1-car garage, with additional off-street parking. The 0. 09-acre wooded lot provides privacy, and the Summer Wood community offers two pools with a fenced-in area and a pool house for residents to enjoy. Additional features include a tankless water heater, central air, forced air heat with natural gas, ceiling fans, and a 10-year warranty. The home has vinyl siding, an architectural roof, and a slab foundation. The monthly regime fee covers siding and roof repairs, exterior insurance, water, sewer, lawn maintenance, and irrigation. This property is ideally located in Summerville, close to I-26 for easy commuting, and a short drive from Azalea Square for shopping, local dining options like Oscar's, and the Summerville Farmers Market. No flood insurance required! Don't miss your chance to see this amazing property before it's gone!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,613 | $1,676 | $2,136 |
Total Monthly Payment | $1,688 | $1,751 | $2,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.