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Nice 3079 sq. foot home in desirable safe, quiet, Wescott Glen neighborhood on a dead end street. Four bedrooms with walk-in closets, 3 1/2 baths, a spacious bonus room, 2 living rooms, a private study with French doors, and ceiling fans throughout. The master suite has a tray ceiling, his and hers walk in closets, a large tiled bathroom with a double vanity, garden tub and separate shower. The kitchen center island has bar seating and a breakfast area, open to the living room (den) with natural gas log fireplace and screened in sun porch. There is a large stamped concrete patio in the back great for entertaining, and the large back yard borders a Wescott golf course tee #1 box. The home has 2 attic storage areas, 2 well maintained HVAC units, 5 year old roof, 2 car garage with new opener. Award winning Dorchester District 2 public schools. Close to community pool and playground, new city aquatic center and new library. Within 15 minutes of Charleston Air Force Base, Tanger Outlets, the airport, and Performing Art Center.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $394,400 | $394,400 | $394,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,461 | $2,591 | $3,302 |
Total Monthly Payment | $2,536 | $2,666 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.