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This 3 bedroom, 2 bath family layout works so well with the primary bedroom and bath on one side and two guest bedrooms and bath on the other side. This floor plan, with kitchen opened up to the dining and living areas, makes this villa perfect for entertaining or family get togethers. The villa has been updated with luxury vinyl plank flooring throughout except the kitchen and primary bath which are tile. No carpet anywhere is perfect for the beach. The large kitchen has been updated with granite countertops, tile backsplash and GE stainless appliances. The primary bath has been updated with new vanity and a large tiled shower with bench and frameless shower enclosure. There is an oversized screened porch with 3 ceiling fans that can be accessed from the living room and the primarybedroom with a sitting area and an area for al fresco dining. With a table for 8 in the dining room, a table for 6 on the porch and two seats at the bar; you can accommodate 16 for dining or entertaining. Underneath the villa, you'll find parking, outdoor shower and a huge storage room for all of your bikes and beach gear. You're just a short walk or bike ride to the beach and all of the amenities Seabrook Island has to offer. Villa is being sold furnished with very few exceptions.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,888 | $4,094 | $5,175 |
Total Monthly Payment | $3,980 | $4,186 | $5,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.