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A Rare Southern Retreat on Kiawah Island's Deep Water. Offering a Kiawah Island Club Golf Membership OpportunityNestled on over an acre of prime deep-water property, this exceptional estate offers an unparalleled view of the marsh, with vistas stretching toward the ocean--an idyllic scene reminiscent of the captivating landscape paintings that define Kiawah Island's beauty. This relaxed southern-style property includes a charming main house and a well-appointed guest house. The main house has four spacious bedrooms, 3 full baths, and 2 half baths, offering comfort and convenience. A 3-stop elevator provides ease of access throughout the home. The guest house, perched above a 3-car garage, includes two additional rooms, a bathroom, and a kitchenette--ideal for guests oras a private retreat. The main living area showcases one of two fireplaces, adding warmth and elegance. The primary bedroom suite, which is located on the top floor, features its own fireplace, a sitting area, an office with a wet bar and microwave, a Media/Exercise/ or 4th Bedroom, two private decks, a stunning bath, plus a half bath, and abundant closet space with custom built-ins. Designed for seamless indoor-outdoor living, the home features four screened porches, IPE decking, and a copper roof that lends timeless charm. The outdoor oasis includes a private pool, perfect for relaxation or entertaining Your dock includes a floating dock (jet dock) and offers direct access to deep water for endless boating and water adventures, while the serene marsh and distant ocean views create an extraordinary backdrop. A full-house generator ensures continuous power for up to seven days, providing peace of mind during any weather. This stunning home also comes with an exclusive Kiawah Island Club Golf Membership opportunity, granting access to world-class golf courses and exclusive amenities. Blending southern elegance with the natural beauty of Kiawah Island, this one-of-a-kind property offers a rare opportunity to own over an acre of paradise on deep water.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $6,236,000 | $6,236,000 | $6,236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $37,891 | $39,416 | $53,895 |
Total Monthly Payment | $38,016 | $39,541 | $54,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.