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Welcome to 2025 Elvington, a charming single-story ranch home in the highly sought-after Oakfield community on Johns Island. This 3-bedroom, 2. 5 bath home offers 1, 919 sq. ft. of thoughtfully designed living space and sits on a private pond lot, providing a serene backyard retreat. As you step inside, you're greeted by a welcoming foyer that leads to a dedicated home office, beautifully accented with upgraded crown molding, wainscoting trim and plantation shutters. Continuing down the hall, you'll find the heart of the home--a spacious open-concept kitchen, dining, and living area. The open kitchen boasts granite countertops, ample counter space and island, a new GE gas range and microwave, and a new Bosch dishwasher. The adjacent dining space flows seamlessly into the bright and airy living room, which is filled with natural light and opens onto a large screened porch overlooking your private pond homesite. Just off the living room, the primary suite offers a large walk-in closet and an ensuite bathroom featuring a tiled walk-in shower, dual vanities, and a linen closet. On the opposite side of the home, you'll find a large, custom-built pantry closet, two additional guest bedrooms, and a full bathroom. A dedicated laundry room also serves as a mudroom between the home and the two-car garage. This home comes equipped with a brand-new HVAC system installed in 2024, luxury laminate flooring, and crown molding throughout. A tankless water heater ensures energy efficiency, while a dedicated 240V outlet in the garage provides the perfect setup for a home generator. Step outside to enjoy Charleston's beautiful weather from your screened porch or patio. Backing up to a large pond and HOA green space, this property guarantees no future neighbors behind you, offering both privacy and tranquility. And with one of the community's playgrounds just two doors down, this location is as convenient as it is peaceful. The fully fenced backyard is beautifully landscaped, and additional features include a natural gas stub-out connection for your grill and gutters across the entire home. Best of all, the property is located in an "X" flood zone, meaning no flood insurance is required. Oakfield is a beautiful, tree-lined neighborhood featuring a variety of excellent amenities. Residents can enjoy a large resort-style pool, miles of walking trails, playgrounds, a putting green, a bocce ball court, and a horseshoe pit. The community often hosts food trucks and organizes events for holidays. Conveniently located on Johns Island, Oakfield offers quick access to Maybank Highway and is just minutes away from popular restaurants like Wild Olive, Royal Tern, Minero, and Low Tide Brewing. Additionally, it's a short drive to Downtown Charleston, Kiawah Island, or Folly Beach. Don't miss the opportunity to make this exceptional property your new home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,000 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.