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Move in ready! Sought-after Dorchester II School District. This home was built less than 2 years ago and is very well maintained! As you walk in from your 2-car driveway, you'll notice the very large open living room/kitchen area with LVP flooring throughout. The kitchen showcases granite countertops and all GE Stainless Steel Appliances, with a large island. Just past the kitchen before you reach the front door you have a half bath and an office room with 2 large windows. Heading upstairs, on one side of the home, you'll find two oversized guest bedrooms with a full bathroom and storage closet in the hallway. On the other side of the hallway, you'll walk into your huge master bedroom, consisting of a walk in closet, and a master bathroom with a dual vanity setup. On top of all that, thelocation of this home is unbeatable! 0. 5 mile down the road you have a Publix food store(With a Starbucks planned development in front of it!), a hospital, a Walmart and a variety of restaurants and businesses. There are 4 gyms in a 5 miles radius, Joint Base Charleston is 15 miles away , the Airport is only 23 miles, Historic downtown Charleston only 30 miles away, 3 major beaches less than 40 miles away, and if you prefer the lake, Lake Moultrie is less than 30 miles in the opposite direction!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,453 | $1,551 | $1,986 |
Total Monthly Payment | $1,528 | $1,626 | $2,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.