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Charming ''Lakeside'' Townhome in James Island** Nestled in a desirable lakeside community, this updated townhome offers the perfect blend of comfort, style, and convenience. Featuring an inviting open-concept layout with soaring vaulted ceilings, this two-story home is designed for effortless living. The updated kitchen, which can be closed off with customized barn doors, flows seamlessly into the main living space, creating a welcoming atmosphere for both relaxation and entertaining. With two spacious bedrooms and two full baths, this townhome offers flexibility and privacy. The primary suite is located upstairs, providing a peaceful retreat with a Juliet Balcony, while the main-level secondary bedroom and bath offer convenience and accessibility for a roommate, guest suite or even anoffice. A highlight of this home is the four-seasons room - a tranquil space to enjoy year-round while overlooking your semi-private courtyard backyard. This sunroom is a serene spot for morning coffee or evening unwinding. Whether you're looking for a lock-and-leave lifestyle or simply want more time to enjoy lowcountry living, this home delivers it all. HVAC was replaced in 2024. Roof replaced approximately 5 years ago. Conveniently located near Wappoo Cut, you're just minutes from Historic Downtown Charleston, offering world-class dining, shopping, and cultural experiences. Plus, the laid-back, vibrant charm of Folly Beach is a short drive away, making coastal living more accessible than ever. Don't miss this opportunity to own a slice of James Island's low maintenance, sought-after lifestyle. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,196 | $2,309 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.