New York (Manhattan Valley), NY, 10025 | $549,000

The fantastic and affordable true one bedroom #2F at 4 West 109th Street is literally next door to Central Park, in an amenity-filled, boutique coop in the heart of Manhattan Valley. Immaculate both in cleanliness and renovation, this spacious, bright, and quiet southeast corner home offers room enough to live, work, play and grow comfortably! The amount of closet space is also pretty astounding.

The attractive kitchen sports ample, sleek cabinetry and granite countertops with stainless appliances including a full-sized Bosch dishwasher. An enormous storage pantry doubles as a utility closet for the brand new, dedicated boiler and hot water heater. A pass-through bar to the living area allows for counter stools and seamless entertaining.

The generous, rectangular living area, with high ceilings, recessed lighting, a huge closet tucked in the corner, and two east-facing windows, offers a myriad of possibilities for living, dining and working.

The renovated, windowed bath sparkles with polished chrome and porcelain accents. Outside is another huge closet with adjustable shelving which creates an entryway to the bedroom. The wonderful, south-facing king bedroom boasts another big closet and beautiful built-ins offering more hanging space and drawers. There's even a nook for a sitting area, a desk or a big-screen tv.

Original wood floors, high ceilings, recessed lighting, lovely molding, brand new, sleek, remote controlled HVAC units, and an efficient layout make this one bedroom at 4 West 109th Street a really, really smart buy. What's more, the coop has just undergone (and paid for) major improvements, including new heat pumps, boilers, upgraded electrical, and facade work. The best full-time super and part-time doorman is always available while keeping the building in top shape. Another surprise in this pet-friendly coop are the building's many amenities: a beautiful roof deck, a gym, a children's playroom, laundry room, and basement storage. Don't forget the proximity to Central Park, the B/C trains outside your door and the crosstown on 110th Street. #2F at 4 West 109th Street is centrally located to take advantage of the best of the Upper West Side and Harlem while giving easy access to the eastside, uptown and downtown. It's a no-brainer.

Note: Seller is paying 2. 5% to buyers agent. Pets, gifting, pied a terre use, purchasing for and with qualified people will all be considered. Subletting is allowed after two years for three before reset as per board. The flip tax (10xMaintenance) is payable by the buyer. Please reach out to the exclusive agent for all questions and scheduling. Can't wait to see you there!

Features

  • Town: New York
  • Levels: 6
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Building Other
  • Year Built: 1890
  • Common Charge: $1,365 Monthly
  • Approx Sq. Feet: 650
  • Pet Policy: Building Yes,No
  • MLS#: RLS20012173
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/RLS20012173/4w109thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group   Phone: (212) 355-3550

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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New York (Manhattan Valley), NY, 10025

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,776 $2,885 $3,677
Total Monthly Payment $2,868 $2,977 $3,769

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.