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Welcome to this charming ranch-style home, tucked away in the heart of Middletown, NY. This well-maintained home features 1, 404 square feet of inviting space—perfect for first-time buyers, downsizers, or anyone looking for a cozy place to call home. Step inside and you’ll immediately notice the bright, open layout. The spacious living and dining areas flow together beautifully, creating the perfect spot for gathering with friends and loved ones. Sliding doors lead you out to a covered back deck where you can relax and unwind, or host gatherings. The kitchen is truly the heart of this home—modern and thoughtfully updated with sleek stainless steel appliances (all new in 2020), plus a gorgeous quartz island that’s perfect for meal prep or casual dining. Whether you're cooking dinner or hosting a dinner party, this space was made for making memories. You'll find two generously sized bedrooms, 1. 5 baths, and lovely hardwood floors throughout most of the home, adding just the right touch of warmth and character. Need more space? This home also features a full, walk-out access basement, offering endless possibilities for additional living space, a home office, or storage. Enjoy easy access to the outdoors from the basement, you can enjoy the beauty of your surroundings with ease. Don't miss the opportunity to make this house your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,617 | $2,058 |
Total Monthly Payment | $2,108 | $2,208 | $2,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.